Medicare Advantage plans are offered through Medicare approved insurance companies to furnish Medicare Part A&B coverage. They can be an attractive choice because many include Part D drug coverage and some offer a range of other options including dental and vision which are not a part of traditional Medicare. All Advantage plans must provide at minimum the same coverage as traditional Medicare.At QuoteUser we have a wide scope of Medicare Advantage plans to suit your needs.
To qualify for a Medicare Advantage plan the following must be true:
Many Medicare eligible people find the Advantage plan attractive because plans can include Medicare Part D(drug coverage) as well as vision and even dental all for obe premium rather than paying several different ones.
Your medicare advantage plan may sometimes be referred to as a "benefit package."
Open enrollment for Medicare Advantage plans currently runs from October 15th through December 7th each year for coverage beginning January 1. There is another period from January 1 to March 31 for coverage beginning July 1 though the latter period does have certain restrictions.
Get help at medicare.gov in understanding how an Advantage Plan works but get comparisons and quotes here at QuoteUser as well as professional assistance.
Here are four quick facts about Medicare Advantage plans to help you make a decision about whether this insurance is right for you:
There are many attractive features to Medicare Advantage plans and you can explore them at QuoteUser where we offer a variety of plans as well as helpful professionals to help you make the right choice.
Though Part D stand alone coverage is available many Advantage Plans include this coverage at a lower cost than a stand alone program. When deciding upon Part D coverage keep in mind that different plans have different formularies (covered drug list)and you need to determine if your medications are on it. Is your pharmacy in network, does it provide mail order discounts and will the costs of the drugs you take be the same in all Part D plans. Finally, have you explored with your physician a generic drug instead of a name brand.
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