Health insurance plans for both individuals and families do so much more today than cover hospitalizations. In fact, wellness is the primary focus for most of them. After all, wellness is much less expensive than intensive care. Here at QuoteUser.com we will give you access to health insurance programs that will take care of your needs when you are ill but strive to keep you well.Individual or Family, we have you covered with affordable plans to protect and preserve your health.
With the Affordable Care Act’s (ACA) signing in 2010, insurance companies were allowed only the following 5 areas when setting premium costs:
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An employer with 50 employees or more must offer some minimal form of health insurance to those who work full time (in excess of 30 hours per week.) Those with less than 50 are not so obligated but may offer health and other benefits through the SHOP program.
Open enrollment periods or if you meet certain criteria during a special enrollment period.
Remember when you were in school and had to do homework? Well, it’s a good idea to do some homework in this situation too. Make sure to compare plans with similar coverages, check to see that your family physician if you have one is part of the plan, make sure the hospital facilities are nearby and check to see what options each plan offers.Need help, QuoteUser.com can help!
Individual you are buying a policy for you and your family and the choice is yours. Group you enroll with others. While that may reduce premiums it also can limit choices.