Life insurance takes many forms. Term life insurance makes sense to protect a family during the highest earning years or to help pay a mortgage off.
Universal life cannot only protect a family but its cash value can be borrowed against and can even be a valuable investment tool. Guaranteed issue whole life can provide funeral expenses and is available at reasonable rates for people from 50-80 years of age.Start Comparing
Compare quotes and companies. Take your time reviewing the offers and choosing the policy that is right for you.
With dozens of the nations top companies in our marketplace, you’re sure to find a policy that meets your needs.
We’ll ask you a few questions about the insurance you are looking for, but, don’t worry, it’s easy, free and takes just a few minutes.
At QuoteUser we would say anytime but major life events always seem to make us a bit more thoughtful about what we have and what we need to protect. Starting a new job, starting a new life with a partner, a new baby, new business or thinking of retirement all seem pretty good reasons to us. Life insurance with its many iterations can be confusing, let us help!
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Absolutely! Smoking, obesity and other pre-existing conditions as well as your job and hobbies can have a significant impact, some may even disqualify you for some types of life insurance products. Let QuoteUser.com help find you the right policy.
No, not necessarily but the rates you pay may be significantly higher. A healthy lifestyle will reduce the insurance company’s risk and your premium.
Yes, premiums may be higher and their may be limits on your coverage or a waiting period before benefits are paid.
Experts say between 5 to 10 times your annual salary is a starting place but consideration of other factors like your debt obligations including mortgage and other bills, future plans for children’s education are all factors to be considered in that calculation.
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